· Work Credits. In order to qualify for Social Security Disability Insurance, you must have amassed sufficient work credits. According to the Social Security website, for every $1,360 in wages you earn, you earn one work credit. Workers can earn up to four work credits in a given year. For a typical worker to qualify for Social Security Disability Insurance, he or she must have amassed at least 40 work credits. However, younger workers may not need as many work credits in order to qualify.
These are just some of the general qualifications for Social Security disability. There are exceptions, special circumstances, and special rules for individuals who are blind. There may be additional benefits for widows or widowers and for disabled children. If you are thinking about applying for Social Security disability, Ludlum & King, LLC is a Social Security lawyer in Opelika, Alabama who may be able to assist you with your disability application.
Social Security Disability Appeals in Opelika, Alabama
While some disabled Americans might seek the assistance of a Social Security disability lawyer from the very start of their application process, others might seek the assistance of a Social Security disability law firm only after their initial application has been denied. Many applicants for Social Security disability are denied initially, but then are approved during the appeals process. Unfortunately, many Americans who would qualify for Social Security disability benefits give up when their applications are denied, unaware that they might have received benefits had they chosen to appeal. Many applications are denied due to technical reasons.
In Alabama, if your Social Security disability application has been denied, you have the right to request that your application be reviewed by an administrative law judge. Applicants must request an appeal in writing within 60 days of receiving their rejected Social Security disability application. Ludlum & King, LLC is a Social Security disability claims law firm in Opelika, Alabama who may be able to assist you with navigating the claims and appeals process. When navigating the appeals process, our Social Security disability attorney can review your medical records, review your doctor’s assessment, and may be able to assist you with the process of putting together evidence to make the strongest possible case for your needs. Every case is unique. Contact Ludlum & King, LLC, a Social Security disability claims law firm in Opelika, Alabama today.
Social Security Disability Benefits Explained in Opelika, Alabama
If you have become disabled in Opelika, Alabama, you may have many questions. You may be out of work, may be struggling to pay the bills, and may be adjusting to major lifestyle changes. Social Security disability benefits may be able to provide you with crucial funds and health benefits that can help you move forward following disability. Social Security disability benefits may include:
· Monthly Cash Stipend. If you are disabled, you may qualify to receive monthly cash benefits to pay for rent and other expenses.
· Medicaid. If you qualify for Social Security disability, you may be entitled to receive Medicaid benefits, which can pay for your health care, health insurance, and the cost of prescriptions and other necessary medical care.
· Food Stamps. You may also qualify for food stamps if you qualify for Social Security disability benefits.
Other benefits can include backpay for disability benefits you might not have received while your case was in the appeals process. When you hire a Social Security disability benefits lawyer like Ludlum & King, LLC in Opelika, Alabama, typically your attorney will get paid by receiving a percentage of the backpay you might be entitled to receive. Do you have questions about whether you are entitled to receive Social Security disability benefits or backpay? Contact the Social Security disability benefits law firm at Ludlum & King, LLC in Opelika, Alabama today.
SSDI (Social Security Disability Insurance) vs SSI (Social Security Income)
If you are applying for Social Security disability benefits, there are several programs that may be available to you. The SSDI lawyer at Ludlum & King, LLC in Opelika, Alabama may be able to assist you with determining which benefit program is best for you. There are two main benefit programs:
· SSI (Social Security Income). Unlike SSDI, SSI is based solely on disability and need. Individuals who do not have a work history or who have very limited income and resources may qualify for this program. The SSDI benefits lawyer at Ludlum & King, LLC may be able to review your work history to see if you qualify for SSDI. In some cases, Social Security may make exceptions for certain cases, like when a worker is too young to amass sufficient work credits, or when a worker has a special condition that impacts his or her ability to work.
· SSDI (Social Security Disability Insurance). SSDI works like an insurance program. In order to qualify, workers must have worked long enough and paid sufficient Social Security taxes to receive benefits. Individuals must also meet Social Security disability’s stringent standards for disability.
For which program do you qualify? Ludlum & King, LLC is a SSDI law firm in Opelika, Alabama that can review your work history and your medical conditions as well as help you understand which benefits might be right for you. Do you have questions about SSDI? Contact the SSDI law firm of Ludlum & King, LLC in Opelika, Alabama today. Our attorneys can help you navigate everything from the application process to the appeals process.
Veterans Disability Law Firm in Opelika, Alabama
If your VA claim has been denied, the veterans disability law firm of Ludlum & King, LLC in Opelika, Alabama may be able to assist you. If your disability rating from VA wasn’t as high as you expected, or if your VA claim was denied, Ludlum & King, LLC is a veterans disability lawyer in Opelika, Alabama who may be able to assist you with appealing a denied claim or appealing the disability rating you received. The first step in appealing a denied claim or in having your disability rating revised is to submit a Notice of Disagreement. The appeals process can be involved and can take some time. Contact Ludlum & King, LLC, a veterans disability law firm in Opelika, Alabama today to learn more.