LEE COUNTY DISABILITY LAW FIRM


Social Security Disability Lawyers in Lee County, Alabama

If you have recently fallen ill or have become disabled in Lee County Alabama, you may have many questions. You might be wondering whether you qualify for Social Security disability. If you have applied for Social Security disability and your claim was denied, you are not alone. Many Social Security disability applicants who go on to receive an approval are initially denied of their Social Security disability application. Unfortunately, too many applicants give up when they receive their first denial, unaware that many applications are denied for technical reasons. Ludlum & King, LLC is a disability law firm in Lee County Alabama that works with individuals to assist them with the Social Security disability application and appeals process. Do you have questions about applying for Social Security disability or whether you qualify for Social Security disability? Has your Social Security disability claim been denied? Ludlum & King, LLC is a disability lawyer in Lee County Alabama who may be able to help.

Do You Qualify for Social Security Disability in Lee County Alabama?

In order to receive Social Security disability benefits, you must meet the Social Security Administration’s strict requirements. Social Security disability benefits are only awarded in cases where a person is totally disabled and where the disability is expected to be permanent or last for at least one year. Ludlum & King, LLC is a Social Security disability attorney in Lee County Alabama who may be able to assist you if your application was denied or if you have questions about qualifying for benefits. What requirements must you meet in order to qualify for Social Security disability in Lee County, Alabama? The Social Security Administration defines disability for its purposes as:

·         Your disability must be so severe that you cannot do the work you were able to do before you became disabled.

·         You cannot perform other work or change fields.

·         Your disability is permanent, will last for one year, or will result in your death.


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In order to qualify for SSDI (Social Security Disability Insurance), you must also have amassed enough work credits. Generally, to qualify for SSDI, a worker must have paid Social Security taxes for at least ten years prior to applying. However, how the Social Security Administration determines what qualifies as “work” can change from year to year. The Social Security Administration measures work in “work credits” which are based on your earnings. Furthermore, you may be able to qualify for some exemptions to these requirements if you are young or qualify in a special circumstance. Do you have questions about SSDI work requirements? Contact the SSDI attorney at Ludlum & King, LLC today. Our lawyer can review your work history, determine whether you qualify for SSDI, and also help you understand whether you might qualify for SSI, another program designed for low-income disabled individuals who may not otherwise qualify for SSDI. If your Social Security disability claim has been denied, you may wonder whether you qualify at all. Ludlum & King, LLC is a Social Security disability law firm in Lee County Alabama that can review your case, review your work history, and assist you with taking the next steps so that you can receive the benefits you might be entitled to under the law.

Social Security Disability Benefits in Lee County Alabama Explained

What is covered by Social Security disability? What benefits might you be entitled to receive should you qualify? Individuals who have become disabled may be facing unexpected medical bills, may be struggling to pay rent or mortgage expenses, and may have questions about what benefits they could be entitled to receive. What is typically included?

·         Cash Benefits. If you qualify for SSDI, you might be entitled to receive cash benefits to cover your monthly expenses.

·         Food Stamps. Those who qualify for SSDI might be entitled to receive food stamp benefits to pay for food.

·         Medicaid. The cost of medical care when you have a disability can be high. Individuals who qualify for SSDI are enrolled in Medicaid, which can cover your hospital expenses, doctor’s visits, prescription drug costs, and other medical needs.

If you have limited income and do not qualify for SSDI, you may still qualify for SSI. Ludlum & King, LLC is a Social Security disability benefits law firm in Lee County Alabama who can help you understand what benefits you might be entitled to receive and who can help you receive them. Our Social Security disability benefits attorney at Ludlum & King may be able to assist you if your application for benefits has been denied.

SSDI (Social Security Disability Insurance) vs SSI (Supplemental Security Income) Explained

SSDI is Social Security Disability Insurance, an insurance program that individuals qualify for when they have paid sufficient Social Security taxes. Individuals must meet work requirements to qualify, and they must meet the Social Security Administration’s disability requirements. Supplemental Security Income is a Social Security disability benefits program that is purely need-based. If you have low or limited income, have no or very few assets, and do not qualify for the work credits required for SSDI, you may qualify for SSI. With SSI, you may receive cash benefits, may be enrolled in Medicaid, and may also qualify for food stamps, in certain cases.

The Social Security lawyer at Ludlum & King, LLC in Lee County Alabama can review your case and unique situation to determine which program you might qualify for. Sometimes, individuals may not meet work requirements for SSDI, but they may still qualify because they are too young to amass the required work credits or because they meet other criteria. Ludlum & King, LLC is a SSDI law firm in Lee County Alabama that may be able to assist you. Our SSDI benefits attorney can review your situation to see if you qualify outright or might qualify for an exemption. Not sure which program you qualify for? Contact the Social Security disability law firm today to learn more about your SSDI benefits and whether you meet the criteria.

The Social Security Disability Claims Process

According to the Social Security Administration, the first step in receiving Social Security disability benefits is to apply for benefits. Individuals can file in person, by mail, by phone, or online. Additional supporting documentation may be requested during the application process. Sometimes additional examinations by the Disability Determination Service may be required. During the application process, the results of medical examinations, medical records, and past work experience and earnings may be evaluated. For example, to qualify for SSDI, an applicant’s history of working and paying Social Security taxes will be reviewed. If you need assistance with this process, the social security disability lawyer at Ludlum & King, LLC in Lee County Alabama may be able to help you.

Do you need help with submitting the documentation requested? Do you need assistance with a denied claim? Do you know whether you qualify? The SSDI lawyer at Ludlum & King, LLC in Lee County Alabama may be able to assist you. Our SSDI benefits lawyer can review your medical documentation, history of paying Social Security taxes, medical diagnosis and documentation, and assist you with the next steps of your claim. If your claim has been denied, the SSDI benefits law firm of Ludlum & King in Lee County Alabama may be able to assist you with the appeals process.

Veterans Disability Law Firm in Lee County Alabama

Has your VA application been denied, or did you receive a lower disability rating than you expected or that you believe you might deserve? Ludlum & King, LLC is a Lee County Alabama veterans disability lawyer who may be able to assist you with the appeals process. In order to appeal a denied claim or appeal your disability rating, you may be required to submit a Notice of Disagreement to the U.S. Department of Veterans Affairs. However, the process of appealing a claim is constantly changing and evolving. The Ludlum & King, LLC in Lee County Alabama veterans disability lawyer may be able to assist you with the appeals process. The Social Security law firm at Ludlum & King, LLC assists clients who are facing a range of disability challenges—from VA appeals to Social Security disability claims. Contact our firm today to learn more.

SOCIAL SECURITY DISABILITY INSURANCE & SUPPLEMENTAL SECURITY INCOME


Disabling medical conditions can lead to personal and financial hardships similar to those experienced in natural disasters. Some are able to prepare through insurance, yet others, due to circumstances beyond their control, are less fortunate.

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When you find yourself asking how you will provide for yourself and your family, we are here so you don’t have to face these challenging times alone. Few know that a portion of the taxes withheld from their pay go to cover the cost of an insurance policy, called Disability Insurance Benefits (DIB or SSDI), designed to protect you in just such a situation.

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We handle both Disability Insurance Benefits (DIB or SSDI) and Supplemental Security Income (SSI) cases at the administrative and federal levels.